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July 01, 2026

How to Reforecast Your Budget Based on Summer Trends

When you built your company’s budget for this year, you no doubt looked at past data. However, there were probably also some future projections that... Read More
June 24, 2026

The Counterintuitive Truth About Summer Slowdowns

For many small business owners, summer is an uncomfortable time of year. Many consumers travel or spend more time at home, which typically leads to them making fewer... Read More
June 22, 2026

Small Business Revenue: Determine Where You Stand

As a business owner, regularly reviewing your annual revenue gives you a clear picture of your company’s current health and helps you evolve your business strategically so... Read More
June 18, 2026

Mid-Year Funding Check: Do You Have Enough Capital to Finish Strong?

The middle of the year is more than just a milestone on the calendar. It also may present an opportunity for business owners to make sure that they have enough capital to... Read More
June 16, 2026

Your Personal Savings Are A Business Strategy

Most business owners never sit down and map their personal goals and business milestones on the same calendar. Read More
June 15, 2026

Small-Business Guide to the Reinstated 100% Equipment Deduction

The One Big Beautiful Bill Act (OBBBA) introduced some of the most significant business tax changes in years. These changes may be especially impactful for companies... Read More
June 10, 2026

Managing Midyear Cash Flow

For many companies, the middle of the year is an ideal time to evaluate financial performance, adjust revenue goals, and determine what strategies are working.... Read More
June 03, 2026

Using Capital to Buy Time: The Most Underrated Growth Strategy

When many business owners think of using capital, they think of purchasing new equipment, hiring additional support staff, opening a new location, or launching a new... Read More
June 02, 2026

5 Personal Finance Habits Lenders Love, Ranked By Effort

Personal finance advice tends to treat every habit like it requires the same level of effort. Pay your bills on time, build savings, and reduce your debt. Easy enough right? Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.