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September 14, 2026

NAICS Codes for Gig Economy Workers: How to Locate, What it Means, Why it’s Important

The North American Industry Classification System (NAICS) provides 6-digit codes that classify businesses by industry to facilitate the administration of... Read More
September 11, 2026

Avoiding burnout as a small business owner: 5 great ways

The term “burnout” may have been coined in the 1970s, but its definition has evolved as more information has become available since that time. Today, the... Read More
September 09, 2026

From Survival to Scale: How SBA Loans May Support Growth

For many small businesses, having access to additional capital may be the difference between survival and shuttering operations. Some companies have strong demand, a... Read More
September 08, 2026

Insurance Required to Obtain an SBA Loan

Are you a small business owner in need of funding? A Small Business Administration (SBA) loan may be a good option for entrepreneurs who want to... Read More
September 02, 2026

How to Stress-Test Your Operations Before Busy Season

Busy season is a time that most business owners experience as well as look forward to. An uptick in sales may be exactly what your company needs, but making more money may... Read More
August 31, 2026

Supporting Black Businesses: More Important Than Ever

The last few years have been incredibly important for Black business owners. Between 2019 and 2023, the number of Black-owned employer businesses in the United States... Read More
August 28, 2026

Small Business Loan For an Online Business: A Quick Guide

The process of getting a small business loan for an online business is mostly the same as if you run a brick-and-mortar operation. Both types of businesses typically face the... Read More
August 26, 2026

How the Best Businesses Use August to Win in October

August may be a tricky month for small business owners. The summer surge is starting to slow down, and families are getting ready to send their kids back to school,... Read More
August 24, 2026

Small Business Failure Rate: Why Do They Fail?

The process of getting a small business loan for an online business is mostly the same as if you run a brick-and-mortar operation. Both types of businesses typically... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.