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October 16, 2026

How to Protect Your Team From Holiday-Season Burnout

The holiday season may be one of the most important times of year for your small business. However, it may also put pressure on the people who keep your business running.... Read More
October 14, 2026

How to Help Your Small Business Appear in AI Search Results

For years, potential customers searched for businesses with a traditional search engine, so the goal for many businesses was to keep their companies on the first page of the... Read More
October 12, 2026

SBA 7(a) Loan vs. Conventional Business Loan: What Changes the Decision?

C hoosing between an SBA 7(a) loan and a conventional business loan isn’t just about choosing the option with the lower interest rate. Interest rates may be part of the... Read More
October 09, 2026

SBA Loan Spending Guidelines: Everything You Should Know

If you’re considering an SBA loan to fund your business, you might be wondering about the allowable uses of the funds. SBA loans may be used for a variety of cases including... Read More
October 07, 2026

The 90-Day Business Momentum Plan: What to Fix Before Year-End

The last quarter of the year is a natural time to look at the previous nine months and evaluate what worked for your business and what didn’t. However,... Read More
October 05, 2026

Big Banks & Small Loans: Why Is It So Hard To Get Funding?

Small businesses continue to rely heavily on banks for financing, but getting the right loan isn't always straightforward. Banks currently hold roughly $600 billion in... Read More
October 02, 2026

10 Grand Opening Ideas for Small Business

There are plenty of reasons to schedule a grand opening event. Whether you’re launching a brick-and-mortar location for the first time, opening a second... Read More
September 30, 2026

How an SBA Loan May Support Build Stability

Owning a stable business isn’t just about having an occasional good month or managing to scrape by with a relatively healthy bank balance. For a small business,... Read More
September 28, 2026

6 Tips to Ensure Quality Customer Service

Quality customer service is about providing a consistent and positive experience for your buyers. The goal is to allow them to have a positive experience before,... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.