Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
SmartBiz - Business Blog

How Banks Are Helping Small Businesses Evolve Faster

Explore Our Resources

Business Loans
September 11, 2024

Getting Ready to Qualify for an SBA Loan

As a small business owner, you’ve probably considered borrowing to cover working capital, purchase equipment, or make capital investments. SBA loans have low rates, long... Read More
Marketing
September 04, 2024

Social Media Guide for Small Businesses: Strategies, Tools, and Trends

Running a small business is a juggling act. You’re not just the owner—you’re the salesperson, the marketer, the content creator, and more. With so many demands on your time,... Read More
Money Management
August 21, 2024

Mastering Small Business Cash Flow Management

Every small business owner knows the tension of watching the numbers. Cash flow—how money moves in and out of your business—may be the difference between thriving and just... Read More
Money Management
June 03, 2024

Small Business Guide to Filing a Beneficial Ownership Report

Update as of December 2024: The Beneficial Ownership Filing is no longer required as of now. A judge in Texas has issued a preliminary injunction against enforcement of the... Read More
Marketing
April 14, 2024

National Small Business Week 2024: The Ultimate Guide

National Small Business Week (NSBW) is here once again, serving as a beacon of support for entrepreneurs and small business owners navigating the ever-evolving economic... Read More
Business Loans
March 26, 2024

SmartBiz Loans Makes SBA Loans Easy

Finance and technology expert Tom Groenfeldt recently wrote an article about SmartBiz Loans published by Forbes: SmartBiz Loans Uses Tech And People To Expedite SBA Loan... Read More
Marketing
March 05, 2024

Women-Owned Business Certification: Learn About How To Get Yours

More than 12 million firms in the United States are currently owned by women, collectively employing over 10 million people and generating an impressive $2.1 trillion... Read More
Business Loans
November 29, 2023

Bank Term Loans 101: Understanding the Basics for Small Business

When you’re looking for financing options for your small business, a bank term loan may be a good option. Our article will help explain the application process, demystify key... Read More
Business Loans
November 20, 2023

Getting a Small Business Loan May Become Easier

The Small Business Administration recently announced updated Standard Operating Procedures (SOP) to expand access to capital, which may make it easier for small businesses to... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.