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May 27, 2026

Why Efficient Scaling Starts Before You Spend a Dollar

Many small business owners assume that scaling begins when they start investing more money in hiring, developing new products, and launching new advertising campaigns.... Read More
May 25, 2026

How To Write a Business Growth or Recovery Plan

Here are the factors that should be included in a business growth plan. Pulling together the information below will give insight into your business today and serve as... Read More
May 13, 2026

How to Test Before You Scale: Using Capital for Smart Marketing Experiments

Marketing is an important part of your business, no matter what stage it is in. As it grows, your marketing strategy needs to scale with it. However, scaling marketing... Read More
May 11, 2026

Small Businesses and Maternity Leave

A pregnancy announcement is exciting! If you’re a small business owner, your obligations to the expecting parents might go beyond congratulations or a gift. If... Read More
May 06, 2026

5 Signs Your Business Technology Needs an Upgrade

Technology plays a central role in virtually every business. From scheduling employees to managing inventory, you probably use technology to keep your business operations... Read More
April 29, 2026

Operational Efficiency: Avoid These Common Time Wasters

While you must have money to keep your business running, time is your most valuable resource. You may be able to increase revenue, but you can’t give your business more hours... Read More
April 24, 2026

Operational Habits of Highly Efficient Small Business Owners

Effective small business owners don’t always rely on working longer hours to get all of their tasks completed. Instead, they focus on building systems and habits that allow... Read More
April 15, 2026

How Many Small Businesses Are There in the US?

It’s often said that small businesses are at the heart of the U.S. economy, but most people don’t fully understand the numbers behind that statement. Find out more... Read More
April 13, 2026

A Practical Guide to Standard Operating Procedures for Small Businesses

Often referred to as SOPs, standard operating procedures are essential for establishing consistency and structure in your small business. As your business grows and... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.