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    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

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SmartBiz - Business Blog

How Banks Are Helping Small Businesses Evolve Faster

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Operations
September 02, 2026

How to Stress-Test Your Operations Before Busy Season

Busy season is a time that most business owners experience as well as look forward to. An uptick in sales may be exactly what your company needs, but making more money may... Read More
Operations
August 26, 2026

How the Best Businesses Use August to Win in October

August may be a tricky month for small business owners. The summer surge is starting to slow down, and families are getting ready to send their kids back to school,... Read More
Operations
August 21, 2026

Can a Sole Proprietor Have Employees?

Can a sole proprietor hire employees in 2026? Yes! Even though a sole proprietorship is not a separate business entity, business owners may still hire employees as long as... Read More
Operations
August 19, 2026

The Cost of Being Unprepared for Seasonal Growth

Seasonal growth has the potential to be one of the most exciting times of the year for your small business. However, it won't automatically end up as a success.... Read More
Operations
August 12, 2026

How to Build Momentum Before the Fall Buying Season Begins

For many retailers, fall marks the beginning of one of the most profitable times of the year. Consumer spending often picks back up after summer vacations are in the past.... Read More
Operations
August 03, 2026

10 Best Productivity Hacks Small Businesses Can Leverage Today

Productivity has never been easier. Thanks to a variety of AI tools, you may be able to accomplish more in less time than ever before. However,... Read More
Operations
July 29, 2026

Are You Building a Business—or Just Maintaining One?

Running your business requires constant attention. Between sending invoices, managing payroll, launching advertising campaigns, and introducing new... Read More
Operations
July 24, 2026

How to Respond to Negative Reviews in 11 Effective Steps

Unfortunately, negative reviews might undermine your business reputation. Your online reputation is your strongest asset or biggest liability and should... Read More
Operations
July 20, 2026

Customer Service Guide for Small Businesses

The first impressions your employees make on a potential (or returning) customer may have a lasting impact. That’s why focusing on providing top-notch service at all times is... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.