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    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

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SmartBiz - Business Blog

How Banks Are Helping Small Businesses Evolve Faster

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Operations
August 12, 2026

How to Build Momentum Before the Fall Buying Season Begins

For many retailers, fall marks the beginning of one of the most profitable times of the year. Consumer spending often picks back up after summer vacations are in the past.... Read More
Operations
August 03, 2026

10 Best Productivity Hacks Small Businesses Can Leverage Today

Productivity has never been easier. Thanks to a variety of AI tools, you may be able to accomplish more in less time than ever before. However,... Read More
Operations
July 29, 2026

Are You Building a Business—or Just Maintaining One?

Running your business requires constant attention. Between sending invoices, managing payroll, launching advertising campaigns, and introducing new... Read More
Operations
July 24, 2026

How to Respond to Negative Reviews in 11 Effective Steps

Unfortunately, negative reviews might undermine your business reputation. Your online reputation is your strongest asset or biggest liability and should... Read More
Operations
July 20, 2026

Customer Service Guide for Small Businesses

The first impressions your employees make on a potential (or returning) customer may have a lasting impact. That’s why focusing on providing top-notch service at all times is... Read More
Operations
May 27, 2026

Why Efficient Scaling Starts Before You Spend a Dollar

Many small business owners assume that scaling begins when they start investing more money in hiring, developing new products, and launching new advertising campaigns.... Read More
Operations
May 25, 2026

How To Write a Business Growth or Recovery Plan

Here are the factors that should be included in a business growth plan. Pulling together the information below will give insight into your business today and serve as... Read More
Operations
May 13, 2026

How to Test Before You Scale: Using Capital for Smart Marketing Experiments

Marketing is an important part of your business, no matter what stage it is in. As it grows, your marketing strategy needs to scale with it. However, scaling marketing... Read More
Operations
May 11, 2026

Small Businesses and Maternity Leave

A pregnancy announcement is exciting! If you’re a small business owner, your obligations to the expecting parents might go beyond congratulations or a gift. If... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.