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    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    SBA Loan Timeline and How to Apply in 2025

    Here’s what you’ll need to get started, so you can get pre-approved faster,

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SmartBiz - Business Blog

How Banks Are Helping Small Businesses Evolve Faster

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Operations
December 31, 2025

Emerging Small Business Trends to Watch in 2026

Small businesses that plan ahead are often the ones best positioned to grow. Get a leg up on your company's 2026 business planning by paying attention to these emerging... Read More
Operations
December 30, 2025

Automate These 7 Small Business Tasks Before the New Year

The new year is an excellent time for businesses to reset and implement improvements. One of the best ways to upgrade your operations is through business automation. With a... Read More
Operations
December 26, 2025

Your 2026 New Year Business Plan Template

As 2025 winds down, you might find yourself doing what many business owners do at this time of year. You pause for a minute, maybe between decorating the office and finishing... Read More
Operations
December 19, 2025

How to Simplify Payroll Before the Year Ends

Year-end is one of the best opportunities for reviewing and refining your payroll processes. As small businesses close out their financials, the end of the year offers a... Read More
Operations
December 03, 2025

Small Business Automation in 2026

The goal of any business is to make money, and utilizing all of the resources available to you is the best way to do that. When looking for ways to boost profits, automating... Read More
Operations
November 28, 2025

Balancing Automation and Human Touch in Customer Service

Automation is a critical part of modern customer service, allowing small businesses to scale with demand both seasonally and year-over-year. Today's customer expects a 24/7... Read More
Operations
November 24, 2025

January 2026 Checklist for Small Business Owners

2026 is here! No matter how your 2025 ended, it’s a fresh year for new beginnings. One way to get your business year started on a positive note is to walk through a year-end... Read More
Operations
November 12, 2025

Data-Driven Decisions: Using Analytics to Plan for 2026

Every new year brings new challenges to small businesses, and 2026 is no exception. Economic factors like tariffs, inflation, interest rates, and supply chain shifts will... Read More
Operations
October 08, 2025

10 Things Successful Business Owners Are Doing Right Now

Even in a challenging economy, many small business owners are finding ways to grow, adapt, and lead with confidence. The market continues to shift, but those who stay... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.