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December 03, 2025

Small Business Automation in 2026

The goal of any business is to make money, and utilizing all of the resources available to you is the best way to do that. When looking for ways to boost profits, automating... Read More
November 28, 2025

Balancing Automation and Human Touch in Customer Service

Automation is a critical part of modern customer service, allowing small businesses to scale with demand both seasonally and year-over-year. Today's customer expects a 24/7... Read More
November 24, 2025

January 2026 Checklist for Small Business Owners

2026 is here! No matter how your 2025 ended, it’s a fresh year for new beginnings. One way to get your business year started on a positive note is to walk through a year-end... Read More
November 12, 2025

Data-Driven Decisions: Using Analytics to Plan for 2026

Every new year brings new challenges to small businesses, and 2026 is no exception. Economic factors like tariffs, inflation, interest rates, and supply chain shifts will... Read More
October 08, 2025

10 Things Successful Business Owners Are Doing Right Now

Even in a challenging economy, many small business owners are finding ways to grow, adapt, and lead with confidence. The market continues to shift, but those who stay... Read More
July 16, 2025

What is a Bottleneck in Business? How to Identify and Fix Them

Your business is humming along nicely – orders are coming in, your team is working hard, and revenue is growing. Yet something feels... stuck. Projects that should take days... Read More
May 28, 2025

S Corporation vs Partnership: Key Differences and Benefits Explained

When starting a new small business, figuring out whether an S corporation or partnership is a better business structure may significantly impact your future success.... Read More
April 03, 2025

How Tariffs May Impact Your Small Business

Additional tariffs went into effect on Wednesday, April 2. Many small businesses may face significant uncertainty as a result. Industries such as hospitality and retail,... Read More
January 06, 2025

Cybersecurity for Small Businesses

As a small business owner, you may think cybersecurity concerns are reserved for big companies. After all, the breaches that make headlines often involve high-profile... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.