Centrust Bank, a division of SmartBiz Bank, N.A., has been recognized as one of Wisconsin’s top SBA lenders for fiscal year 2025, facilitating 6 SBA-backed loans totaling $1.533 million. This achievement underscores the value of pairing local expertise with SmartBiz Bank’s deep experience in SBA lending.
In 2025, SmartBiz Bank took an important step in strengthening its commitment to small business owners by acquiring Centrust Bank, a respected community bank based in the Chicago area. This acquisition reflects SmartBiz’s ongoing mission to combine the strength of a national SBA lending leader with the personalized service of a local bank.
Today, that vision is already delivering results.
Combining national expertise with local relationships
SmartBiz Bank has helped thousands of small businesses access affordable capital with competitive rates and long repayment terms. With the addition of Centrust Bank, SmartBiz can extend that expertise into a community-focused banking experience, particularly in the greater Chicago area.
The Centrust team brings decades of local knowledge, strong relationships, and a deep understanding of the needs of small business owners in its community. Together, SmartBiz and Centrust offer a powerful combination:
- National SBA lending expertise
- Local, relationship-driven banking
- Personalized guidance for business owners
- Access to great rates and terms designed for growth
A stronger presence in the Chicago market
The Chicago area is home to a diverse and vibrant small business community, from family-owned restaurants to growing service providers and established local brands. Having a strong local branch like Centrust allows SmartBiz Bank to better serve these businesses with both digital efficiency and in-person support.
“We’re deeply committed to supporting small businesses, both in Wisconsin and across the country, by combining personalized service with smart, efficient technology,” says Gerard Buccino, Interim Chief Executive Officer and Chief Financial Officer at SmartBiz. “Our goal is to make access to capital more efficient, more transparent, and more supportive, so business owners can focus on what matters most: growing with confidence.”
Supporting growth through SBA lending
SBA loans continue to be one of the most effective tools for small business growth. With lower monthly payments, longer terms, and flexible use of proceeds, they allow business owners to invest in:
- Hiring and expansion
- Equipment and inventory
- Marketing and customer acquisition
- Refinancing higher-cost debt
Through Centrust, SmartBiz Bank can bring these benefits directly to local business owners in Chicago, backed by a team that understands both the numbers and the community behind them.
Looking ahead
By combining technology, lending expertise, and local relationships, SmartBiz is helping entrepreneurs not only access capital but use it to grow with confidence.
Whether you prefer a digital-first experience or value the connection of a local banking partner, SmartBiz Bank and Centrust Bank are here to support your journey.