SmartBiz Bank has been recognized by the U.S. Small Business Administration (SBA) South Florida District Office with a Bronze Tier Award for its SBA 7(a) lending performance in fiscal year 2025.

During FY2025, SmartBiz Bank generated 35 SBA 7(a) loans totaling $7.76 million across South Florida, supporting entrepreneurs as they invest in growth, manage cash flow, and build stronger businesses.

Bridging the gap between complexity and access

For many small business owners, SBA loans offer the best available rates and terms, but the process often seems overwhelming. From documentation requirements to underwriting timelines, navigating the application takes time and expertise.

That’s where SmartBiz Bank stands apart.

By combining intuitive technology with hands-on support, SmartBiz helps simplify what has traditionally been a complex and time-consuming process. Business owners start with a quick online pre-qualification, then work with experienced specialists who guide them through each step, from application to funding.

The result is a more streamlined experience that keeps owners focused on what matters most: running and growing their business.

Supporting growth where it matters most

SmartBiz Bank’s recognition comes during a record year for SBA lending in South Florida, where more than 5,100 SBA loans totaling $2.8 billion helped create or retain over 38,800 jobs.

Within that broader impact, SmartBiz’s contribution reflects a continued commitment to expanding access to capital, especially for small and mid-sized businesses that rely on SBA financing to:

  • Hire and retain employees
  • Invest in equipment and inventory
  • Expand operations
  • Refinance higher-cost debt

A smarter way to access SBA financing

At SmartBiz Bank, we believe technology powers the process, but it’s our people who make lending more accessible and supportive.

Through this approach, we deliver:

  • A fast, easy pre-qualification process that takes just minutes
  • Clear guidance throughout the application journey
  • Expert support to help navigate SBA requirements
  • Access to great rates and longer repayment terms

This balance of efficiency and personalization is especially valuable for busy owners applying for an SBA loan for the first time.

“We believe small business lending should be both simple and supportive,” says Gerard Buccino, Interim Chief Executive Officer and Chief Financial Officer at SmartBiz. “By combining technology with real human guidance, we’re able to help business owners move through the SBA process with confidence and stay focused on growing their business.”

Looking ahead

As small businesses continue to navigate an evolving economic landscape, access to affordable, flexible financing remains essential. SmartBiz Bank is committed to making that access easier by combining the best of technology and human support.