Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and Small Business Financing. Explore our frequently asked questions.

    Read More
    Small business animal hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now

The SmartGuide to
SBA Loans

Our monthly newsletter is your monthly roadmap to smarter small business financing.

Running a business takes guts, grit, and great decisions, especially when it comes to funding. The SmartGuide to SBA Loans delivers expert advice, real success stories, and the latest updates on SBA loans for small business owners, so you can make the smartest moves for your business growth.

Join the Community!

Sign up to receive our monthly newsletter

Why Subscribe?

Small business owners nationwide trust SmartBiz to make SBA loans simple, accessible, and affordable. Each month, you’ll get:

Expert Tips

Expert Tips

Insider guidance from SBA loan specialists to help you apply with confidence.

RealStories

Real Stories

Entrepreneurs share how they leveraged SBA loans to grow, hire, or adapt to new opportunities.

Industry Updates

Industry Updates

Changes in SBA programs, interest rates, and trends that could impact your bottom line.

A spotlight topic

A Spotlight Topic

One key SBA loan concept, explained in plain English and broken into action steps you can use today.

Explore Our Additional Resources

Recent
February 18, 2026

SBA Loan Repayment Terms Explained

SBA loans are generally considered the most affordable small business loans, thanks in large part to their borrower-friendly terms and lengthy ...

Read More
Recent
February 16, 2026

SBA 7(a) Checklist: How to Get Started

SBA loans remain one of the most affordable and flexible funding options available to small business owners. Because they are backed by the federal ...

Read More
Recent
February 13, 2026

EAR vs. APR: What are the Differences Between EAR and APR?

If you’re looking for a small business loan, you may find yourself overwhelmed by the abundance of acronyms, like APR, APY, and EAR. Understanding ...

Read More
Recent
February 11, 2026

Collateral Requirements for SBA Loans

In financial terminology, collateral refers to items that a borrower pledges to help secure a loan. When applying for an SBA loan, collateral may ...

Read More
Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Back to Top

The SmartBiz® Small Business Blog and other related communications from SmartBiz Bank® are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial processionals for further information.