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    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

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Devanny Haley

Devanny Haley

About


Devanny Haley is Sr. Manager, Brand + Content at SmartBiz Bank and is based in Las Vegas, NV. She believes that every business - big and small - has a story to tell and considers it a privilege to be part of that journey.


Background


Devanny has worked for several publications, including local newspapers and has written for national online syndications. She founded her own marketing agency in 2015, and worked with a wide range of clients before joining the SmartBiz team in 2025. Her experience in storytelling, both from a written and visual perspective, help guide how SmartBiz Bank approaches business owners who are looking for financing to achieve their dreams.


Education


Devanny earned a bachelor’s degree in Journalism from University of Nevada, Reno, with an emphasis on Photojournalism. .

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Operations
March 04, 2026

How to Fund Spring Hiring Without Straining Cash Flow

Spring is a common season for growth in the business world. Customer demand increases, new projects launch, and many businesses choose to expand their teams to keep up. While... Read More
Business Loans
February 11, 2026

Collateral Requirements for SBA Loans

In financial terminology, collateral refers to items that a borrower pledges to help secure a loan. When applying for an SBA loan, collateral may include business assets,... Read More
Money Management
January 21, 2026

Why Loan Calculators Matter for Financial Planning

Loan calculators are more than simple online tools. They are essential components of thoughtful financial planning. By providing insight into how different loan structures,... Read More
Money Management
January 16, 2026

Steps to Raise Your Business Credit Score in Q1

The first quarter of any year is a chance to hit the reset button on your business. It’s early enough in the year to make meaningful changes while still being close enough to... Read More
Money Management
January 12, 2026

How to Conduct a Funding Needs Assessment for Your Business

Instead of waiting for cash to become tight, a funding needs assessment is a great way for business owners to plan for the future. This process helps you proactively identify... Read More
Business Loans
January 07, 2026

How SBA 7(a) Loans Work: A Guide for First-Time Borrowers

Owning your own business is an exciting venture. Entrepreneurship is the backbone of the American economy. However, when you need an infusion of funds into your company, it’s... Read More
Operations
December 26, 2025

Your 2026 New Year Business Plan Template

As 2025 winds down, you might find yourself doing what many business owners do at this time of year. You pause for a minute, maybe between decorating the office and finishing... Read More
Operations
December 19, 2025

How to Simplify Payroll Before the Year Ends

Year-end is one of the best opportunities for reviewing and refining your payroll processes. As small businesses close out their financials, the end of the year offers a... Read More
Money Management
December 15, 2025

How to Get Your Books in Order Before January 1

The end of the year is one of the most important times for business owners. The holiday season is the perfect time to organize your financial records and make sure that your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.