Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner Multiple SBA loans

    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

    Learn More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • Resources

    Guidance, tools, and support to help your business thrive.

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More

    Small Business Stories

    Hear from small businesses that have accessed funding to drive success.

    Read More

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
    lenders checking account

    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Apply Now

Devanny Haley

Devanny Haley

About


Devanny Haley is Sr. Manager, Brand + Content at SmartBiz Bank and is based in Las Vegas, NV. She believes that every business - big and small - has a story to tell and considers it a privilege to be part of that journey.


Background


Devanny has worked for several publications, including local newspapers and has written for national online syndications. She founded her own marketing agency in 2015, and worked with a wide range of clients before joining the SmartBiz team in 2025. Her experience in storytelling, both from a written and visual perspective, help guide how SmartBiz Bank approaches business owners who are looking for financing to achieve their dreams.


Education


Devanny earned a bachelor’s degree in Journalism from University of Nevada, Reno, with an emphasis on Photojournalism. .

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Marketing
August 31, 2026

Supporting Black Businesses: More Important Than Ever

The last few years have been incredibly important for Black business owners. Between 2019 and 2023, the number of Black-owned employer businesses in the United States... Read More
Business Loans
August 28, 2026

Small Business Loan For an Online Business: A Quick Guide

The process of getting a small business loan for an online business is mostly the same as if you run a brick-and-mortar operation. Both types of businesses typically face the... Read More
Operations
August 26, 2026

How the Best Businesses Use August to Win in October

August may be a tricky month for small business owners. The summer surge is starting to slow down, and families are getting ready to send their kids back to school,... Read More
Money Management
August 24, 2026

Small Business Failure Rate: Why Do They Fail?

The process of getting a small business loan for an online business is mostly the same as if you run a brick-and-mortar operation. Both types of businesses typically... Read More
Operations
August 19, 2026

The Cost of Being Unprepared for Seasonal Growth

Seasonal growth has the potential to be one of the most exciting times of the year for your small business. However, it won't automatically end up as a success.... Read More
Money Management
August 14, 2026

Cost Of Sales vs COGS: 8 Ways To Differentiate The Terms

Knowing your cost of goods sold (COGS) and the cost of sales is an important part of understanding your balance sheet. Both numbers help determine how... Read More
Business Loans
August 10, 2026

How to Determine Use of Proceeds with an SBA Loan

With their competitive interest rates, predictable monthly payments, and extended repayment terms, SBA 7(a) loans have long been considered the gold standard when it comes to... Read More
Operations
August 03, 2026

10 Best Productivity Hacks Small Businesses Can Leverage Today

Productivity has never been easier. Thanks to a variety of AI tools, you may be able to accomplish more in less time than ever before. However,... Read More
Operations
July 29, 2026

Are You Building a Business—or Just Maintaining One?

Running your business requires constant attention. Between sending invoices, managing payroll, launching advertising campaigns, and introducing new... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.