FDIC Logo
FDIC-Insured—Backed by the full faith and credit of the U.S. Government
Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner Multiple SBA loans

    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

    Learn More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • Resources

    Guidance, tools, and support to help your business thrive.

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More

    Small Business Stories

    Hear from small businesses that have accessed funding to drive success.

    Read More

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
    lenders checking account

    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Apply Now

Devanny Haley

Devanny Haley

About


Devanny Haley is Sr. Manager, Brand + Content at SmartBiz Bank and is based in Las Vegas, NV. She believes that every business - big and small - has a story to tell and considers it a privilege to be part of that journey.


Background


Devanny has worked for several publications, including local newspapers and has written for national online syndications. She founded her own marketing agency in 2015, and worked with a wide range of clients before joining the SmartBiz team in 2025. Her experience in storytelling, both from a written and visual perspective, help guide how SmartBiz Bank approaches business owners who are looking for financing to achieve their dreams.


Education


Devanny earned a bachelor’s degree in Journalism from University of Nevada, Reno, with an emphasis on Photojournalism. .

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Loans
October 12, 2026

SBA 7(a) Loan vs. Conventional Business Loan: What Changes the Decision?

C hoosing between an SBA 7(a) loan and a conventional business loan isn’t just about choosing the option with the lower interest rate. Interest rates may be part of the... Read More
Business Loans
October 09, 2026

SBA Loan Spending Guidelines: Everything You Should Know

If you’re considering an SBA loan to fund your business, you might be wondering about the allowable uses of the funds. SBA loans may be used for a variety of cases including... Read More
Business Loans
October 05, 2026

Big Banks & Small Loans: Why Is It So Hard To Get Funding?

Small businesses continue to rely heavily on banks for financing, but getting the right loan isn't always straightforward. Banks currently hold roughly $600 billion in... Read More
Business Loans
September 30, 2026

How an SBA Loan May Support Build Stability

Owning a stable business isn’t just about having an occasional good month or managing to scrape by with a relatively healthy bank balance. For a small business,... Read More
Business Loans
September 21, 2026

Small Business Loans for Young Entrepreneurs

The phrase “young entrepreneur” typically applies to people under the age of 35 who start their own business. The definition is an important one to understand, because... Read More
Operations
September 18, 2026

6 Successful Types of E-commerce Business Models

If you're ready to grow your business, a great place to start is by figuring out which e-commerce business model suits your needs the best. There may be a lot... Read More
Business Loans
September 14, 2026

NAICS Codes for Gig Economy Workers: How to Locate, What it Means, Why it’s Important

The North American Industry Classification System (NAICS) provides 6-digit codes that classify businesses by industry to facilitate the administration of... Read More
Operations
September 11, 2026

Avoiding burnout as a small business owner: 5 great ways

The term “burnout” may have been coined in the 1970s, but its definition has evolved as more information has become available since that time. Today, the... Read More
Business Loans
September 08, 2026

Insurance Required to Obtain an SBA Loan

Are you a small business owner in need of funding? A Small Business Administration (SBA) loan may be a good option for entrepreneurs who want to... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.