Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner Multiple SBA loans

    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

    Learn More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • Resources

    Guidance, tools, and support to help your business thrive.

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More

    Small Business Stories

    Hear from small businesses that have accessed funding to drive success.

    Read More

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
    lenders checking account

    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Apply Now

Devanny Haley

Devanny Haley

About


Devanny Haley is Sr. Manager, Brand + Content at SmartBiz Bank and is based in Las Vegas, NV. She believes that every business - big and small - has a story to tell and considers it a privilege to be part of that journey.


Background


Devanny has worked for several publications, including local newspapers and has written for national online syndications. She founded her own marketing agency in 2015, and worked with a wide range of clients before joining the SmartBiz team in 2025. Her experience in storytelling, both from a written and visual perspective, help guide how SmartBiz Bank approaches business owners who are looking for financing to achieve their dreams.


Education


Devanny earned a bachelor’s degree in Journalism from University of Nevada, Reno, with an emphasis on Photojournalism. .

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Money Management
January 16, 2026

Steps to Raise Your Business Credit Score in Q1

The first quarter of any year is a chance to hit the reset button on your business. It’s early enough in the year to make meaningful changes while still being close enough to... Read More
Money Management
January 12, 2026

How to Conduct a Funding Needs Assessment for Your Business

Instead of waiting for cash to become tight, a funding needs assessment is a great way for business owners to plan for the future. This process helps you proactively identify... Read More
Business Loans
January 07, 2026

How SBA 7(a) Loans Work: A Guide for First-Time Borrowers

Owning your own business is an exciting venture. Entrepreneurship is the backbone of the American economy. However, when you need an infusion of funds into your company, it’s... Read More
Operations
December 26, 2025

Your 2026 New Year Business Plan Template

As 2025 winds down, you might find yourself doing what many business owners do at this time of year. You pause for a minute, maybe between decorating the office and finishing... Read More
Operations
December 19, 2025

How to Simplify Payroll Before the Year Ends

Year-end is one of the best opportunities for reviewing and refining your payroll processes. As small businesses close out their financials, the end of the year offers a... Read More
Money Management
December 15, 2025

How to Get Your Books in Order Before January 1

The end of the year is one of the most important times for business owners. The holiday season is the perfect time to organize your financial records and make sure that your... Read More
Business Loans
November 26, 2025

How to Use Additional Funding to Scale in Q1

Many business owners look for ways to scale their operations at the beginning of the fiscal year. Accessing additional funding early on allows you to reinvest in areas such... Read More
Business Loans
November 19, 2025

Multiple SBA Loans: Can You Apply For an SBA Loan Twice?

If you've previously qualified for a Small Business Administration (SBA) loan, your business has likely benefited from the funds, putting you on a strong financial footing.... Read More
Business Loans
November 17, 2025

What Lenders May Look For in Year-End Financial Statements

Lenders carefully evaluate year-end financial statements when determining loan eligibility because they provide insight into a business's financial condition. Cash flow,... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.