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    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    SBA Loan Timeline and How to Apply in 2025

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Devanny Haley

Devanny Haley

About


Devanny Haley is Sr. Manager, Brand + Content at SmartBiz Bank and is based in Las Vegas, NV. She believes that every business - big and small - has a story to tell and considers it a privilege to be part of that journey.


Background


Devanny has worked for several publications, including local newspapers and has written for national online syndications. She founded her own marketing agency in 2015, and worked with a wide range of clients before joining the SmartBiz team in 2025. Her experience in storytelling, both from a written and visual perspective, help guide how SmartBiz Bank approaches business owners who are looking for financing to achieve their dreams.


Education


Devanny earned a bachelor’s degree in Journalism from University of Nevada, Reno, with an emphasis on Photojournalism. .

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Loans
November 26, 2025

How to Use Additional Funding to Scale in Q1

Many business owners look for ways to scale their operations at the beginning of the fiscal year. Accessing additional funding early on allows you to reinvest in areas such... Read More
Business Loans
November 19, 2025

Multiple SBA Loans: Can You Apply For an SBA Loan Twice?

If you've previously qualified for a Small Business Administration (SBA) loan, your business has likely benefited from the funds, putting you on a strong financial footing.... Read More
Business Loans
November 17, 2025

What Lenders May Look For in Year-End Financial Statements

Lenders carefully evaluate year-end financial statements when determining loan eligibility because they provide insight into a business's financial condition. Cash flow,... Read More
Marketing
November 10, 2025

Small Business Saturday: Strategies for Success

Now is the time for small business owners to gear up for the holiday season—and Small Business Saturday should be a top priority. In 2025, Small Business Saturday falls on... Read More
Business Loans
November 07, 2025

SBA Loans for Construction Companies: What Builders Need to Know

Are you a contractor, builder, or construction business owner looking for better financing options? This article breaks down: Read More
Business Loans
November 04, 2025

SBA Loans for Daycare Centers: A Quick Guide To Financing Your Childcare Business

Are you looking for a way to grow or revamp your daycare? This article covers: Read More
Business Loans
October 15, 2025

Q&A: Answers to Common Questions About SBA Loans

Securing the right financing can be a game-changer for small business owners. But navigating loan options, especially those backed by the U.S. Small Business Administration... Read More
Operations
October 08, 2025

10 Things Successful Business Owners Are Doing Right Now

Even in a challenging economy, many small business owners are finding ways to grow, adapt, and lead with confidence. The market continues to shift, but those who stay... Read More
Business Loans
October 19, 2022

How To Get a Business Loan With No Revenue

Running a small business may be expensive, but the old adage is true: It can take money to make money. That’s where outside funding comes in. An infusion of capital... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.