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    Small Business Owner Multiple SBA loans

    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

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Devanny Haley

Devanny Haley

About


Devanny Haley is Sr. Manager, Brand + Content at SmartBiz Bank and is based in Las Vegas, NV. She believes that every business - big and small - has a story to tell and considers it a privilege to be part of that journey.


Background


Devanny has worked for several publications, including local newspapers and has written for national online syndications. She founded her own marketing agency in 2015, and worked with a wide range of clients before joining the SmartBiz team in 2025. Her experience in storytelling, both from a written and visual perspective, help guide how SmartBiz Bank approaches business owners who are looking for financing to achieve their dreams.


Education


Devanny earned a bachelor’s degree in Journalism from University of Nevada, Reno, with an emphasis on Photojournalism. .

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Loans
October 19, 2022

How To Get a Business Loan With No Revenue

Running a small business may be expensive, but the old adage is true: It can take money to make money. That’s where outside funding comes in. An infusion of capital... Read More
Business Loans
September 01, 2022

Business Loan Rejection: 10 Potential Reasons Why

Being rejected after applying for a small business loan can be frustrating and alarming. However, most rejections are tied to some specific issues that you may be able to... Read More
Business Loans
March 13, 2022

How to Qualify for an SBA Loan

Securing reliable funding is one of the most important steps a small business owner can take to fuel growth, manage operations, or navigate changing market conditions. For... Read More
Business Loans
January 23, 2022

How to Refinance a Business Loan in 7 Steps

Whether you’ve recently started your own business or you’ve been an entrepreneur for decades, cash flow isn’t always constant. When you need to meet payroll obligations or... Read More
Business Loans
July 27, 2021

Government Funding Options for Small Business Owners

Government support for small businesses has continued to evolve since the pandemic era. While programs like PPP, RRF, and SVOG have ended, federal and state governments... Read More
Operations
March 11, 2020

14 Employees Goals Examples & How to Set SMART Goals

A company without goals is a company that isn’t going anywhere. As a business owner, you need to have goals for your employees, which will shape the future of your business.... Read More
Business Loans
October 24, 2018

How to Determine Use of Proceeds with an SBA Loan

With their low interest rates, low monthly payments, and longer repayment terms, SBA 7(a) loans have long been considered the gold standard when it comes to small business... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.