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    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

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Devanny Haley

Devanny Haley

About


Devanny Haley is Sr. Manager, Brand + Content at SmartBiz Bank and is based in Las Vegas, NV. She believes that every business - big and small - has a story to tell and considers it a privilege to be part of that journey.


Background


Devanny has worked for several publications, including local newspapers and has written for national online syndications. She founded her own marketing agency in 2015, and worked with a wide range of clients before joining the SmartBiz team in 2025. Her experience in storytelling, both from a written and visual perspective, help guide how SmartBiz Bank approaches business owners who are looking for financing to achieve their dreams.


Education


Devanny earned a bachelor’s degree in Journalism from University of Nevada, Reno, with an emphasis on Photojournalism. .

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Operations
March 30, 2026

How Small Business Owners Can Compete for Talent in 2026

When you need to hire new employees, it’s not enough to just fill vacant positions. You want to know that you’re getting the best candidates on the market. Today’s job... Read More
Operations
March 25, 2026

Building a Hiring Plan That Aligns With Your Financing Strategy

Expanding your team may be one of the most important steps that you take as a business owner. However, in addition to making sure that you hire the right people, it’s also... Read More
Money Management
March 18, 2026

The Pre-Expansion Financial Checklist Every Owner Needs

Expanding your business is a major milestone that every entrepreneur dreams of. Whether you’re adding a second location, increasing the number of products or services you... Read More
Business Loans
March 09, 2026

How Fast Can You Get a Small Business Loan? 6 Considerations

Small business owners often find themselves needing an influx of cash to meet business goals. While the amount you want to borrow certainly matters, you’ll also need... Read More
Operations
March 04, 2026

How to Fund Spring Hiring Without Straining Cash Flow

Spring is a common season for growth in the business world. Customer demand increases, new projects launch, and many businesses choose to expand their teams to keep up. While... Read More
Business Loans
February 11, 2026

Collateral Requirements for SBA Loans

In financial terminology, collateral refers to items that a borrower pledges to help secure a loan. When applying for an SBA loan, collateral may include business assets,... Read More
Money Management
January 21, 2026

Why Loan Calculators Matter for Financial Planning

Loan calculators are more than simple online tools. They are essential components of thoughtful financial planning. By providing insight into how different loan structures,... Read More
Money Management
January 16, 2026

Steps to Raise Your Business Credit Score in Q1

The first quarter of any year is a chance to hit the reset button on your business. It’s early enough in the year to make meaningful changes while still being close enough to... Read More
Money Management
January 12, 2026

How to Conduct a Funding Needs Assessment for Your Business

Instead of waiting for cash to become tight, a funding needs assessment is a great way for business owners to plan for the future. This process helps you proactively identify... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.