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    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Loans
April 12, 2021

Small Business Loans for Specialty Trucking Companies

Like any good truck company owner, you’re likely intimately familiar with the direct correlation between economic conditions and the demand for specialty trucking services.... Read More
Business Loans
April 12, 2021

Small Business Loans for Food Trucks

The 2010s were a great decade for food trucks. From 2014 to 2017, the food truck industry’s revenue grew by 300% and surpassed $2 billion. In that same period, food truck... Read More
Business Loans
April 12, 2021

Small Business Loans for Direct Sales

Between 2015 and 2020, the direct sales industry grew an additional 1.5 percent and reached a market size of $66 billion. These figures are just two reasons why now might be... Read More
Business Loans
March 09, 2021

NAICS Codes for Gig Economy Workers: How to Locate, What it Means, Why it’s Important

The North American Industry Classification System (NAICS) are 6-digit codes that classify businesses by the type of activity they are engaged in to facilitate the... Read More
Business Loans
March 05, 2021

Small Business Loans for Liquor Stores

As consumers appetite for craft beers and specialized liquors increases, it’s no surprise that more and more liquor store owners are seeking funding to rebuild during the... Read More
Money Management
January 25, 2021

Tax Basics Guide for Small Business

As a small business owner, you’ll face many challenges. One is understanding your tax responsibilities. Unlike personal tax returns, which are usually completed with a... Read More
Money Management
January 13, 2021

Tax Tips for Small Businesses: Ways You Can Save

Every penny counts when you’re an entrepreneur. One strategy to save money is to optimize federal, state, and local tax payments. There are a number of tax tips small... Read More
Operations
January 07, 2021

Micro Business Vs Small Business: What Is The Real Difference?

The term “small business” can be misleading. You might envision a startup with so few employees you can count them on your hands, but in reality, small businesses can... Read More
Operations
December 11, 2020

6 Types Of Business Operations Be Familiar With

When you’re starting a business, you have more than just your product and service offerings to consider. You should also choose a type of business operation that... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.