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September 21, 2026

Small Business Loans for Young Entrepreneurs

The phrase “young entrepreneur” typically applies to people under the age of 35 who start their own business. The definition is an important one to understand, because... Read More
September 18, 2026

6 Successful Types of E-commerce Business Models

If you're ready to grow your business, a great place to start is by figuring out which e-commerce business model suits your needs the best. There may be a lot... Read More
September 16, 2026

The Ripple Effect of Lower Monthly Payments on Business Growth

When you think about ways to create more financial breathing room in your small business, your mind may go immediately to earning more income. However, generating more... Read More
September 14, 2026

NAICS Codes for Gig Economy Workers: How to Locate, What it Means, Why it’s Important

The North American Industry Classification System (NAICS) provides 6-digit codes that classify businesses by industry to facilitate the administration of... Read More
September 11, 2026

Avoiding burnout as a small business owner: 5 great ways

The term “burnout” may have been coined in the 1970s, but its definition has evolved as more information has become available since that time. Today, the... Read More
September 09, 2026

From Survival to Scale: How SBA Loans May Support Growth

For many small businesses, having access to additional capital may be the difference between survival and shuttering operations. Some companies have strong demand, a... Read More
September 08, 2026

Insurance Required to Obtain an SBA Loan

Are you a small business owner in need of funding? A Small Business Administration (SBA) loan may be a good option for entrepreneurs who want to... Read More
September 04, 2026

7 Tips on Getting a First-Time Small Business Loan

Not all debt is created equal. In some instances, some types of debt may help your small business grow. If you’re pouring your heart and soul into your small business and... Read More
September 02, 2026

How to Stress-Test Your Operations Before Busy Season

Busy season is a time that most business owners experience as well as look forward to. An uptick in sales may be exactly what your company needs, but making more money may... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.