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November 12, 2025

Data-Driven Decisions: Using Analytics to Plan for 2026

Every new year brings new challenges to small businesses, and 2026 is no exception. Economic factors like tariffs, inflation, interest rates, and supply chain shifts will... Read More
November 10, 2025

Small Business Saturday: Strategies for Success

Now is the time for small business owners to gear up for the holiday season—and Small Business Saturday should be a top priority. In 2025, Small Business Saturday falls on... Read More
November 07, 2025

SBA Loans for Construction Companies: What Builders Need to Know

Are you a contractor, builder, or construction business owner looking for better financing options? This article breaks down: Read More
November 05, 2025

SBA Loans for Medical Companies: What therapists, dental, and healthcare providers need to know

Are you running or planning to open a healthcare business? This article covers: Read More
November 04, 2025

SBA Loans for Daycare Centers: A Quick Guide To Financing Your Childcare Business

Are you looking for a way to grow or revamp your daycare? This article covers: Read More
October 31, 2025

How to Use Your Small Business Loan to Grow Smarter in 2026

The right financing may be a powerful lever to accelerate growth if used intentionally. Small business loans for growth aren’t just about getting cash; they’re about... Read More
October 22, 2025

What Are SBA Loan Requirements for 2026?

Small business owners seeking funding in 2026 are finding that SBA loans remain one of the smartest ways to secure capital with affordable terms. Designed to support business... Read More
October 22, 2025

What Is SBA Loan Debt Refinance and How Does It Work?

For small business owners juggling multiple debts or stuck with high-interest loans, SBA loan debt refinance may be a game-changer. Refinancing through the U.S. Small... Read More
October 17, 2025

7 Questions Every Smart Business Owner Should Be Asking Right Now

There are many reasons you became a small business owner. Maybe you wanted more autonomy, dreamed of being your own boss, or were ready to turn a lifelong passion into your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.