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November 20, 2023

Getting a Small Business Loan May Become Easier

The Small Business Administration recently announced updated Standard Operating Procedures (SOP) to expand access to capital, which may make it easier for small businesses to... Read More
November 15, 2023

Loan Proceeds and Scaling for the Holidays

Here comes the holidays! Are you and your business prepared? Scaling for a busy season may be stressful but there are strategies to get your small business up to speed and... Read More
November 07, 2023

Ecommerce Strategies for the 2023 Holiday Season

A recent report from Celigo® reveals that half of U.S. consumers plan to start their 2023 holiday shopping before Halloween, with many beginning as early as November. This... Read More
October 24, 2023

Email Marketing Tips for Small Business Owners 

Email marketing remains a strong customer outreach tool for small businesses, even during the age of Tik-Tok®. Launching an email marketing campaign might sound overwhelming... Read More
October 16, 2023

Celebrating Women Entrepreneurs for National Women’s Small Business Month

October is National Women’s Small Business Month, a time to recognize and celebrate the positive impact female entrepreneurs have on their communities and the economy. Read More
October 06, 2023

Crafting a Compelling Brand Story: Connecting with Your Audience

Crafting a compelling story about your brand is an important step in connecting with your audience. But where do you begin? Consider the tips below to create a strong brand... Read More
September 28, 2023

Securing Funding Without a Business Plan

A business plan may be a helpful roadmap for your business’s future. A business plan generally helps communicate your goals and objectives to others, including lenders. But... Read More
September 26, 2023

Creating a Website That Works: A Guide for Small Business Owners

A small business needs to have a stellar website, especially if it’s selling goods or providing services. But where does a busy entrepreneur start when it comes time to... Read More
September 21, 2023

The Power of Fixed Rates: How Bank Term Loans May Provide Financial Stability

When it comes to financing your small business, you typically have options. A bank term loan with a fixed interest rate may offer a solid foundation for financial planning... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.