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September 26, 2023

Creating a Website That Works: A Guide for Small Business Owners

A small business needs to have a stellar website, especially if it’s selling goods or providing services. But where does a busy entrepreneur start when it comes time to... Read More
September 21, 2023

The Power of Fixed Rates: How Bank Term Loans May Provide Financial Stability

When it comes to financing your small business, you typically have options. A bank term loan with a fixed interest rate may offer a solid foundation for financial planning... Read More
September 19, 2023

Funding Options for Hispanic-Owned Businesses

Hispanic-owned businesses have a major, positive impact on the U.S.. These businesses contribute to local economies by adding jobs and bringing growth to their communities,... Read More
September 15, 2023

Scaling Smart: A Guide to Sustainable Small Business Expansion

Business scaling has changed. Expansion doesn’t look like it did only a few years ago. Today, scaling is leaner and more tech-driven. If it’s time to scale your company,... Read More
September 12, 2023

Choosing a Small Business Lender

With the economy on an upswing, there are more small businesses than ever seeking funds to grow, hire employees, consolidate high interest debt, and more. However, there are... Read More
September 05, 2023

SBA Increases SBA 7(a) Max Small Loan Amount to $500,000

Earlier this year, the Small Business Administration (SBA) announced an increase to the maximum loan amount for the 7(a) SBA loan. The new max loan amount is $500,000, an... Read More
September 01, 2023

The Importance of National Hispanic Heritage Month

Every year, National Hispanic Heritage Month (HHM) is observed by Americans across the United States. The designation began in 1968 as Hispanic Heritage Week, under President... Read More
August 30, 2023

Understanding Different SBA Programs and Loan Terms

An SBA loan offers fast, flexible funding to help you grow your small business. But, there is more than one type of SBA loan, and each has their own set of terms and... Read More
August 29, 2023

How to Choose A Payment Processor For Your Small Business

Choosing the right payment processing service is among the biggest decisions a small business owner can make. A bad processor may literally drive you out of business with... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.