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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Operations
September 26, 2022

Avoiding burnout as a small business owner: 5 great ways

The term “burnout” was coined in the 1970s by American psychologist Herbert Freudenberger. He used the word to describe the consequences of severe stress in “helping”... Read More
Business Loans
September 22, 2022

Small Business Loans in Illinois

Illinois is home to a large market with many opportunities for small businesses to grow and develop and is a convenient geographical location in the center of America. Read More
Business Loans
September 21, 2022

Small Business Loans in Houston

For small business owners, Houston can be seen as a dream come true. With the benefit of no state income tax, businesses have more leverage to invest in their business. Read More
Business Loans
September 19, 2022

Can You Get a Long-Term Business Loan Without Great Credit? Here's What You Need to Know

If your business goals mean you need funding, you might worry that finding loans is impossible with a low credit score. You might also know funding options available... Read More
Business Loans
September 15, 2022

Small Business Loan Repayment: 7 Easy Steps to Pay It Back

Whether you’re expanding a business or upgrading your equipment, there’s one thing that you’ll need above anything else: working capital. As the saying goes, you need... Read More
Business Stories
September 14, 2022

Cleaning Up With Doo Doo Squad

The SmartBiz® team works with thousands of creative small businesses. When Todd Miller, the founder of Doo Doo Squad, LLC®, came to SmartBiz, we knew it was a success... Read More
Money Management
September 12, 2022

Break-Even Analysis: What it is and How to Calculate it

When you’re starting or growing your business, you want to have the tools in place to forecast future financial circumstances. This means better understanding when... Read More
Business Loans
September 09, 2022

SBA Loans vs. Alternative Loans: What's Best for You?

As a business owner ready to expand, you’ll find a plethora of small business funding options available to you. If you tried to qualify for a traditional loan through... Read More
Money Management
September 08, 2022

How to Lower Your Bills: 12 Ways to Reduce Monthly Costs

Here is the scenario: You sit down to review your company’s spending over the last few months and you see numbers much higher than you’re used to. You wonder right... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.