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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Money Management
October 08, 2020

Retained Earnings Calculation: The Ultimate Guide

When your small business earns revenue, you’ll likely use that revenue to cover your business expenses. You should also keep some of this revenue on hand for other... Read More
Business Loans
October 07, 2020

First Time Business Owner Loans: 6 Best Loans For First Time Owners

Banks generally don't hand out loans to borrowers except those with great qualifications. New business struggle finding first-time business loans because of the higher... Read More
Operations
September 30, 2020

6 Successful Types of E-commerce Business Models

If you're ready to grow your business, a great place to start is by figuring out which e-commerce business model suits your needs the best. There can be a lot of... Read More
Marketing
September 30, 2020

Market Expansion Strategy: What You Need To Know

Expanding into a new market is an excellent way to increase sales for your current line of products and services. However, it's important to approach the initiative... Read More
Marketing
September 30, 2020

9 In-Store Marketing Strategies You Need to Implement Immediately

Digital marketing strategies are great for spreading your brand's message, building customer communities online, alerting your customer base to new deals and products,... Read More
Business Stories
September 25, 2020

Business Story: The Original New Orleans Po-Boy and Gumbo Shop, Austin

Darold Gordon was well positioned to open his popular restaurant in Austin, Texas. He learned how to create Cajun Cuisine at the age of seventeen in New Orleans,... Read More
Money Management
September 22, 2020

Interim Financial Statements: The Fundamentals

Like any good small business owner, you likely want to know how your business is performing on a regular basis. You can use interim financial statements for exactly... Read More
Operations
September 22, 2020

Partnership Vs. S Corp: Differences You Should Know About

When starting a new small business, you may want to figure out whether an S-corporation or partnership is a better business structure for you. Your choice can be... Read More
Money Management
September 22, 2020

Inventory To Sales Ratio: Seven Things To Know

The inventory to sales ratio, sometimes known as the inventories to sales ratio or inventory as a percentage of sales, compares the value of the items you keep in... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.