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May 24, 2021

Restaurant Revitalization Funding Grants (RRFG) Now Available

It’s not a surprise that restaurants have been hit harder than any other industry during the pandemic. Although restaurant owners have access to emergency funding... Read More
April 29, 2021

8 Responsibilities of a Small Business Owner

Owning a small business means wearing more hats than you ever thought possible. You’re the CEO, customer service rep, marketing manager, and accountant—and that’s just before... Read More
April 29, 2021

Business Debt Management: Everything You Need to Know

The average US small business owner carries $195,000 of debt, according to a study by Experian. While some debt is necessary to run a successful business, expensive or... Read More
April 21, 2021

19 Ways to Improve Business Operations the Smart Way

Each day presents a new opportunity to strengthen your business operations and move your company forward. It can be tough to know where to concentrate your energy. Our... Read More
April 21, 2021

16 Small Business Organization Tips Every Small Business Owner Should Know

Having an organized workflow allows you to spend more time growing your business. Learn more about 16 small business organization tips that every small business owner should... Read More
April 21, 2021

16 Small Business Management Tips Every Small Business Should Know

Small business management is an umbrella term that encompasses all the processes entrepreneurs use to manage businesses. The number of skills involved in managing a... Read More
April 15, 2021

Small Business Loans for Private Practice Counselors

According to a June 2017 report by the research company Wonder, there are approximately 73,000 mental health counselors in the U.S. who run their own private practices. This... Read More
April 15, 2021

Small Business Loans for Filmmakers

Although the film industry grew by 1% between 2015 and 2020, this growth rate paints a misleading picture. During this period, fewer people have watched movies at theaters... Read More
April 13, 2021

Small Business Loans for Life Coaching

In 2019, a report by the global research company IBISWorld valued the life coaching industry at $15 billion, representing an annual growth rate of 5.6% from the industry’s... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.