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October 04, 2021

Small Business Growth Statistics That May Surprise You

Small businesses are important to the U.S. economy because 99% of all U.S. firms are small businesses, employing about half of the private workforce. They are... Read More
August 18, 2021

Small Business Planning for Q4 2021

The 2nd quarter 2021 MetLife and U.S. Chamber of Commerce Small Business Index (SBI), finds that as more Americans receive the COVID-19 vaccine, states lift... Read More
August 09, 2021

Small Business Story: Violinist Paul Hauer

As the 2020/2021 worldwide pandemic crushed the small business landscape across America, the Federal government distributed more than 11.6 million forgivable loans... Read More
July 27, 2021

Government Funding Options for Small Business Owners

Government support for small businesses has continued to evolve since the pandemic era. While programs like PPP, RRF, and SVOG have ended, federal and state governments... Read More
July 26, 2021

Niche Marketing Strategy: How To Stand Out From Your Competition

If your brand is in a crowded industry filled with competitors, standing out might seem beyond your reach. But there are strategies you can use to differentiate your... Read More
July 26, 2021

10 Grand Opening Ideas for Small Business

Are you ready to open a brick and mortar store? A grand opening event is in order! You can elevate your profile in the community and increase sales with a few tried... Read More
July 25, 2021

15 Marketing Strategies for the Business to Business (B2B) Market

If you own a B2B business, you’re probably aware that marketing to other businesses is generally more complex than consumer marketing. B2B products and services are... Read More
July 22, 2021

12 Types of Company Culture: Which One Is Yours?

“We believe that it’s really important to come up with core values that you can commit to. And by commit, we mean that you’re willing to hire and fire based on them.... Read More
July 19, 2021

How to Make A Financial Plan for A Business In 14 Steps

A financial plan is a section of your existing business plan. Your financial plan should include financial statements indicating where your company stands currently... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.