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September 01, 2016

Success Story: SkateXS

Just a few short years ago, Bryan Tracey was Vice President of Engineering at a technology company in Wisconsin. These days, the busy dad is running a wildly successful... Read More
July 30, 2016

Success Story: The Infinity Strap

Amir Zaki has been a yoga practitioner in Southern California for over a decade. But something was bothering him. Read More
June 29, 2016

Customer Appreciation Month Spotlight: Tasteful Additions

It’s Customer Appreciation Month at SmartBiz! Not only do we love helping small business owners get low-cost funds, we also love supporting small businesses. Read More
June 28, 2016

Credit Scores: Hard Inquiries vs. Soft Inquiries

If you’re seeking a loan for your small business, you’ll want to get funds when you need them at the lowest price available. The absolute best way to assure that is to... Read More
June 21, 2016

Success Story: Pro-Glo Auto Finish and Glass Inc.

Pro-Glo Auto Finish and Glass Inc. is a family owned and operated auto body repair shop in South Carolina. William and Kitty Caples founded the small business in 1981. Read More
June 16, 2016

Customer Spotlight: Birch Tree Promotions

Katie Basson has always been an entrepreneur at heart. She started her career as a first grade teacher but wasn’t content to stay in the classroom. Read More
May 25, 2016

How to Calculate Small Business Cash Flow

Unless you’re a financial professional, tracking cash flow can seem like an overwhelming task. However, calculating your cash flow is critical to running a successful... Read More
May 10, 2016

An SBA Loan is Helping this Thriving Small Business

Juan C. Vera and his wife are the owners and operators of a thriving small business, Best Waiters of Chicago, Inc. (BWC). Read More
February 13, 2016

SBSS Score: What Is It and How to Improve It?

When applying for an SBA loan, your SBSS Score has a big impact on whether your application is accepted or rejected. If you’ve never heard of the SBSS Score or are... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.