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  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

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    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

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    Small Business Owner Multiple SBA loans

    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

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    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

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    Small Business Blog

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    Small Business Blog

    Unlock invaluable insights and tips for small business success.

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    Small Business Stories

    Hear from small businesses that have accessed funding to drive success.

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    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

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    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

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    Customer Reviews

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SmartBiz - Business Blog

How Banks Are Helping Small Businesses Evolve Faster

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Business Stories
June 03, 2015

Triple D Towing

How a SmartBiz SBA Loan Saved This Small Business Owner Thousands of Dollars Read More
Business Stories
April 28, 2015

Terry Trumbull Wholesale Meats

Over 30 years ago, Terry Trumbull was working construction in Michigan when he was abruptly laid off. Although it wasn’t his area of interest (yet), Terry accepted a... Read More
Business Stories
February 24, 2015

Tasteful Additions: An SBA Loan Helped This Small Business Grow and Flourish

Asha Waterstreet was a former airline executive who left the industry to raise her daughters. After being a stay-at-home mom for 15 years and armed with a love for... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.