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    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    SBA Loan Timeline and How to Apply in 2025

    Here’s what you’ll need to get started, so you can get pre-approved faster,

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SmartBiz - Business Blog

How Banks Are Helping Small Businesses Evolve Faster

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Business Loans
November 07, 2025

SBA Loans for Construction Companies: What Builders Need to Know

Are you a contractor, builder, or construction business owner looking for better financing options? This article breaks down: Read More
Business Loans
November 05, 2025

SBA Loans for Medical Companies: What therapists, dental, and healthcare providers need to know

Are you running or planning to open a healthcare business? This article covers: Read More
Business Loans
November 04, 2025

SBA Loans for Daycare Centers: A Quick Guide To Financing Your Childcare Business

Are you looking for a way to grow or revamp your daycare? This article covers: Read More
Business Loans
October 31, 2025

How to Use Your Small Business Loan to Grow Smarter in 2026

The right financing may be a powerful lever to accelerate growth if used intentionally. Small business loans for growth aren’t just about getting cash; they’re about... Read More
Business Loans
October 22, 2025

What Are SBA Loan Requirements for 2026?

Small business owners seeking funding in 2026 are finding that SBA loans remain one of the smartest ways to secure capital with affordable terms. Designed to support business... Read More
Business Loans
October 22, 2025

What Is SBA Loan Debt Refinance and How Does It Work?

For small business owners juggling multiple debts or stuck with high-interest loans, SBA loan debt refinance may be a game-changer. Refinancing through the U.S. Small... Read More
Business Loans
October 15, 2025

Q&A: Answers to Common Questions About SBA Loans

Securing the right financing can be a game-changer for small business owners. But navigating loan options, especially those backed by the U.S. Small Business Administration... Read More
Business Loans
October 06, 2025

How Government Shutdowns Impact Small Businesses, Especially When Seeking Funding

As of October 1, 2025, the government shutdown went into effect. The SBA is directly affected, which means SmartBiz and all other SBA lenders are unable to complete final... Read More
Business Loans
September 17, 2025

How Interest Rates Influence SBA Loans

As of September 17, 2025, the Federal Reserve lowered the federal funds rate bya quarter of a percentage. This is the first rate cut of the year. Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.