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    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

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SmartBiz - Business Blog

How Banks Are Helping Small Businesses Evolve Faster

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Business Loans
June 08, 2026

What Lenders Really See When You Apply for a Business Loan (And Why Your Personal Finances Matter More Than You Think)

A business loan application isn't really about your business, at least not at first. Read More
Business Loans
June 07, 2026

What Is An SBA Loan And How To Get One

SBA loans are among the most popular options for small business owners no matter what stage their business is in. Usually, with competitive interest rates and longer... Read More
Business Loans
June 01, 2026

How to Finance Small Business Growth: 12 Ways to Consider

Most small business owners are always searching for ways to improve their business, but it may be more difficult now, thanks largely to higher interest rates, especially... Read More
Business Loans
May 20, 2026

How to Structure Your Loan Use for Maximum ROI

Business financing has the potential to create valuable growth opportunities for your company. However, it is important to consider how you are going to use the funds.... Read More
Business Loans
May 04, 2026

How to Qualify for a Small Business Loan in 5 Steps

In the past, small-business owners typically only considered interest rates and repayment terms when shopping for the best small business loan. Today, many applicants may... Read More
Business Loans
April 27, 2026

What is Considered a Traditional Loan? And How Do They Work?

Traditional loans are among the most popular choices for small business owners. However, when you consider the number of loan options available, it may be hard to determine... Read More
Business Loans
April 22, 2026

How to Fill Out a Personal Financial Statement - SBA Form 413

Small Business Administration (SBA) loans are some of the most popular options for small business owners, thanks largely to their lengthy repayment terms and lower interest... Read More
Business Loans
April 20, 2026

How To Get a Business Loan With No Revenue

If you’re a small business owner, you’ve probably heard it said that it takes money to make money. A cash infusion may help stabilize your business or propel you forward.... Read More
Business Loans
April 01, 2026

How to Avoid Overborrowing During a Growth Opportunity

Growth opportunities are exciting for small business owners. Whether you’re expanding into a new market, adding members to your team, or launching a new product, the chance... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.