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SmartBiz - Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Loans
January 15, 2025

Business Lines of Credit: How They Work and Tips on How to Qualify

You’ve just secured the biggest order of the year—great news for your business. But there’s a catch. Payment won’t arrive for 60 days, and in the meantime, payroll is due,... Read More
Business Loans
December 11, 2024

Empowering Growth: What the SBA’s Record Lending Means for Your Business

If you’re a small business owner, there’s never been a better time to access the funding you need to thrive. With record levels of capital, government initiatives... Read More
Business Loans
December 04, 2024

Multiple SBA Loans: Can You Apply For an SBA Loan Twice?

If you’ve previously qualified for a Small Business Administration (SBA) loan, your business has likely benefited from the funds, putting you on a strong financial footing.... Read More
Business Loans
November 13, 2024

SBA 7(a) Loan: How to Get the Popular SBA Loan

Growing a small business is an exciting journey, but can also push a business to its financial limits. Expenses can pile up, cash flow may feel tight, and funding everyday... Read More
Business Loans
November 04, 2024

Veteran Owned Business: Small Business Loans for Veterans

Running a business is no small feat, and a number of veterans have taken the leap to own and operate their own enterprise after serving our country. According to a recent... Read More
Business Loans
September 18, 2024

What Is An SBA Loan And How To Get One

There’s lots of chatter in the small business world about SBA loans. Here are some fast facts about the Small Business Administration and how an SBA loan can help your... Read More
Business Loans
September 11, 2024

Getting Ready to Qualify for an SBA Loan

As a small business owner, you’ve probably considered borrowing to cover working capital, purchase equipment, or make capital investments. SBA loans have low rates, long... Read More
Business Loans
March 26, 2024

SmartBiz Loans Makes SBA Loans Easy

Finance and technology expert Tom Groenfeldt recently wrote an article about SmartBiz Loans published by Forbes: SmartBiz Loans Uses Tech And People To Expedite SBA Loan... Read More
Business Loans
November 29, 2023

Bank Term Loans 101: Understanding the Basics for Small Business

When you’re looking for financing options for your small business, a bank term loan may be a good option. Our article will help explain the application process, demystify key... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.