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September 30, 2026

How an SBA Loan May Support Build Stability

Owning a stable business isn’t just about having an occasional good month or managing to scrape by with a relatively healthy bank balance. For a small business,... Read More
September 21, 2026

Small Business Loans for Young Entrepreneurs

The phrase “young entrepreneur” typically applies to people under the age of 35 who start their own business. The definition is an important one to understand, because... Read More
September 14, 2026

NAICS Codes for Gig Economy Workers: How to Locate, What it Means, Why it’s Important

The North American Industry Classification System (NAICS) provides 6-digit codes that classify businesses by industry to facilitate the administration of... Read More
September 09, 2026

From Survival to Scale: How SBA Loans May Support Growth

For many small businesses, having access to additional capital may be the difference between survival and shuttering operations. Some companies have strong demand, a... Read More
September 08, 2026

Insurance Required to Obtain an SBA Loan

Are you a small business owner in need of funding? A Small Business Administration (SBA) loan may be a good option for entrepreneurs who want to... Read More
September 04, 2026

7 Tips on Getting a First-Time Small Business Loan

Not all debt is created equal. In some instances, some types of debt may help your small business grow. If you’re pouring your heart and soul into your small business and... Read More
August 28, 2026

Small Business Loan For an Online Business: A Quick Guide

The process of getting a small business loan for an online business is mostly the same as if you run a brick-and-mortar operation. Both types of businesses typically face the... Read More
August 10, 2026

How to Determine Use of Proceeds with an SBA Loan

With their competitive interest rates, predictable monthly payments, and extended repayment terms, SBA 7(a) loans have long been considered the gold standard when it comes to... Read More
July 17, 2026

Cash Flow Forecast: What It Is and Why It's Important

As a small business owner, you need a deep understanding of your business finances. You need to understand your profit and loss statement; you need a rock-solid plan to pay... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.