Skip to content
  • Financing solutions
  • How it works
  • Resources
  • About us

Explore Our Resources

March 03, 2023

How to Determine the Right Type of Small Business Loan for Your Company

As a small business owner, you know that having access to affordable financing is generally crucial for the success and growth of your company. However, with so many... Read More
February 28, 2023

The Ultimate Guide: SBA Loans to Grow a Law Practice

If you’re running a busy boutique law firm, it’s important to secure the right financing options as you expand your practice. Taking out a business loan can be a great way to... Read More
February 21, 2023

Business Line of Credit

If you’re in need of access to money “on demand”, you may want to consider a business line of credit. Here’s some information to consider regarding this flexible... Read More
February 17, 2023

Choosing the right business loan provider

Many small business owners look for additional funding when growing or scaling their companies. While determining how much money you need is important, it’s important to... Read More
February 08, 2023

Strengthen Cash Flow: Growth Options for Retail Businesses in 2023

Small retail business owners are understandably on edge heading into Q2 2023. However, the post-pandemic economy has not had the expected negative effect on American... Read More
February 01, 2023

What is the Employee Retention Credit and How Can I Get It?

The 2020/2021 pandemic and economic shut downs impacted small businesses across America. To mitigate steeper financial damage, the CARES Act was signed into law on March 27,... Read More
January 25, 2023

A Simple Guide to Small Business Term Loans

Navigating the world of financing for your business can be daunting. There are many different options to work through — and many companies to "help" you through the... Read More
January 22, 2023

A Beginner’s Guide to Small Business Loans and How to Qualify for One

If you Google® "small business loans" you'll get over two billion results! But don't get overwhelmed. With a little research, you can determine the best way to secure... Read More
January 17, 2023

4 Driving Forces Behind SBA Loan Approval Rate Trends

If your business could benefit from outside funding, one good option may be a Small Business Administration (SBA) loan. Known for low rates and long terms, an SBA loan... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top


1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.