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September 27, 2022

Small Business Loans in Chicago

Chicago, known as “The Windy City” or in popular culture as “Chi-Town”, is home to some of the nation’s greatest foods, celebrations, sports teams, and intriguing... Read More
September 27, 2022

Small Business Loans in Florida

Florida is one of the most unique states in the country since it offers a little bit of everything. With its tourist attractions up north like Walt Disney World, Universal... Read More
September 27, 2022

Small Business Loans in Sacramento

Sacramento is a nice city that is affordable and enjoys a comfortable climate. Named one of the nation’s most diverse cities by the U.S. News & World Report, Sacramento also... Read More
September 22, 2022

Small Business Loans in Illinois

Illinois is home to a large market with many opportunities for small businesses to grow and develop and is a convenient geographical location in the center of America. Read More
September 21, 2022

Small Business Loans in Houston

For small business owners, Houston can be seen as a dream come true. With the benefit of no state income tax, businesses have more leverage to invest in their business. Read More
September 19, 2022

Can You Get a Long-Term Business Loan Without Great Credit? Here's What You Need to Know

If your business goals mean you need funding, you might worry that finding loans is impossible with a low credit score. You might also know funding options available... Read More
September 15, 2022

Small Business Loan Repayment: 7 Easy Steps to Pay It Back

Whether you’re expanding a business or upgrading your equipment, there’s one thing that you’ll need above anything else: working capital. As the saying goes, you need... Read More
September 09, 2022

SBA Loans vs. Alternative Loans: What's Best for You?

As a business owner ready to expand, you’ll find a plethora of small business funding options available to you. If you tried to qualify for a traditional loan through... Read More
September 05, 2022

How to Fill Out a Personal Financial Statement - SBA Form 413

A Small Business Administration (SBA) loan is often one of the best types of loans for small business owners because of lower rates and long repayment terms. The SBA –... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.