Skip to content
  • Financing solutions
  • How it works
  • Resources
  • About us

Explore Our Resources

March 13, 2022

How to Qualify for an SBA Loan

Securing reliable funding is one of the most important steps a small business owner can take to fuel growth, manage operations, or navigate changing market conditions. For... Read More
January 25, 2022

Long Term Business Loans: Your Complete Guide

The benefits of long-term business loans, like an SBA loan with a 10-year term, can help you expand your business. Read More
January 24, 2022

Small Business Term Loans vs SBA Loans: Which Is Best for You?

There are lots of loan products to explore if you need funding for your small business. In fact, a Google® search for “small business loans in the U.S.” produces just about... Read More
January 23, 2022

How to Refinance a Business Loan in 7 Steps

Whether you’ve recently started your own business or you’ve been an entrepreneur for decades, cash flow isn’t always constant. When you need to meet payroll obligations or... Read More
January 22, 2022

Business Loan Agreement: A Guide

Finally! You’ve been approved for a small business loan! You’ve already probably had to produce a pile of documentation, complete multiple forms, and answer lots of... Read More
November 08, 2021

Insurance Required to Obtain an SBA Loan

Are you a small business owner in need of funding? A Small Business Administration (SBA) loan is known as the “gold standard” for entrepreneurs who want to consolidate... Read More
October 11, 2021

Alternatives to a PPP Loan for Small Business Owners

To offset the economic impact of the coronavirus, the Paycheck Protection Program (PPP) provided eligible small business owners two rounds of fully or partially... Read More
July 27, 2021

Government Funding Options for Small Business Owners

Government support for small businesses has continued to evolve since the pandemic era. While programs like PPP, RRF, and SVOG have ended, federal and state governments... Read More
May 24, 2021

Restaurant Revitalization Funding Grants (RRFG) Now Available

It’s not a surprise that restaurants have been hit harder than any other industry during the pandemic. Although restaurant owners have access to emergency funding... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top


1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.