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May 13, 2020

Small Business Loans for Law Firms

Banks are often skeptical when a law firm representative starts applies for a small business loan for the firm. That's particularly true with a firm that generates money only... Read More
December 20, 2018

Small Business Loans for Young Entrepreneurs

Even though an MIT study found that the average age of startup founders is around 42, young entrepreneurs are frequently making headlines for launching and running successful... Read More
December 07, 2018

Small Business Loans for Truckers

Truck driving is one of the fastest growing jobs in America as 80% of all cargo is transported across the nation by trucks. According to the U.S. Bureau of Labor... Read More
October 24, 2018

How to Determine Use of Proceeds with an SBA Loan

SBA 7(a) loans are generally regarded as the gold standard in the small business lending industry. SBA loans have long terms, low rates, and low monthly payments, making them... Read More
October 09, 2018

Long-Term Business Loans: Best Options for Growth

Considering a long-term loan for your small business? Learn why they can be the best bet for growing your small business, all about the application process, and how... Read More
September 12, 2018

SBA 7(a) Checklist

SBA loans are one of the best options to help business owners grow and save. These government-backed loans have low rates, long terms and very low monthly payments. However,... Read More
August 23, 2018

Application for a Business Loan: What You Will Need

When business owners applied for a small business loan in the past, you’d need to haul paperwork into your local bank and hope for the best. These days there are... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.