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SmartBiz - Business Blog

How Banks Are Helping Small Businesses Evolve Faster

Explore Our Resources

Business Banking
July 23, 2025

How Business Banking May Unlock Access to Credit Lines and Loans

You need money for your business, but your loan application gets rejected. Again. Banks don't know you. They can't see past your paperwork to understand your real business... Read More
Operations
July 16, 2025

What is a Bottleneck in Business? How to Identify and Fix Them

Your business is humming along nicely – orders are coming in, your team is working hard, and revenue is growing. Yet something feels... stuck. Projects that should take days... Read More
Money Management
June 25, 2025

Tips to Help Build Business Credit When You Have Limited Credit History

You've launched your dream business and need financing to take it to the next level, but there's a problem: lenders want to see business credit history that you simply... Read More
Business Banking
June 18, 2025

How A Bank Tailored To Businesses May Assist With Financial Forecasting And Planning

It's 2 a.m., and you're staring at spreadsheets, trying to figure out if you'll have enough cash to make payroll next month while also covering that equipment purchase you've... Read More
Business Banking
June 04, 2025

How Banks Are Helping Small Businesses Evolve Faster

Keeping up with the latest small business trends is no small task. Whether it’s adopting new technology, adjusting to market shifts, or staying competitive, small business... Read More
Operations
May 28, 2025

S Corporation vs Partnership: Key Differences and Benefits Explained

When starting a new small business, figuring out whether an S corporation or partnership is a better business structure may significantly impact your future success.... Read More
Business Banking
May 22, 2025

How a Business-Centric Bank May Be Your Strategic Growth Partner

You've spent years building your business, carefully navigating challenges and celebrating victories along the way. Now, as you look toward your next phase of growth, one... Read More
Business Loans
May 20, 2025

Six Types of SBA Loans: A Comprehensive Overview

Finding the right funding for your small business may feel overwhelming. The good news? Understanding your options makes the process much easier. This article walks you... Read More
Business Loans
May 15, 2025

How to Use an SBA Loan to Build Business Resilience

How can your small business weather sudden storms? Every day, small business owners face unexpected challenges—a major client suddenly cancels, a supply chain disruption... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.