Skip to content
  • Financing solutions
  • How it works
  • Resources
  • About us

Explore Our Resources

January 16, 2026

Steps to Raise Your Business Credit Score in Q1

The first quarter of any year is a chance to hit the reset button on your business. It’s early enough in the year to make meaningful changes while still being close enough to... Read More
January 12, 2026

How to Conduct a Funding Needs Assessment for Your Business

Instead of waiting for cash to become tight, a funding needs assessment is a great way for business owners to plan for the future. This process helps you proactively identify... Read More
January 07, 2026

How SBA 7(a) Loans Work: A Guide for First-Time Borrowers

Owning your own business is an exciting venture. Entrepreneurship is the backbone of the American economy. However, when you need an infusion of funds into your company, it’s... Read More
January 05, 2026

SBA Loan Documents: What You Will Need

While all loans may require some paperwork, SBA loans typically require more than other types. Whether you’re looking for funding to invest in new equipment or you need... Read More
January 02, 2026

How to Start 2026 With a Financial Clean Slate

In any small business, the start of a new calendar year is often the time for a reset. Starting 2026 with a financial clean slate makes a big difference for both clarity and... Read More
December 31, 2025

Emerging Small Business Trends to Watch in 2026

Small businesses that plan ahead are often the ones best positioned to grow. Get a leg up on your company's 2026 business planning by paying attention to these emerging... Read More
December 30, 2025

Automate These 7 Small Business Tasks Before the New Year

The new year is an excellent time for businesses to reset and implement improvements. One of the best ways to upgrade your operations is through business automation. With a... Read More
December 26, 2025

Your 2026 New Year Business Plan Template

As 2025 winds down, you might find yourself doing what many business owners do at this time of year. You pause for a minute, maybe between decorating the office and finishing... Read More
December 22, 2025

Year-End Accounting Mistakes That May Cost You

The end of the year is one of the most important checkpoints for maintaining accurate finances. Even small errors can create major issues that can plague your business for... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top


1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.