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April 15, 2026

How Many Small Businesses Are There in the US?

It’s often said that small businesses are at the heart of the U.S. economy, but most people don’t fully understand the numbers behind that statement. Find out more... Read More
April 13, 2026

A Practical Guide to Standard Operating Procedures for Small Businesses

Often referred to as SOPs, standard operating procedures are essential for establishing consistency and structure in your small business. As your business grows and... Read More
April 10, 2026

The Small-Business Owner’s Guide to Streamlining the Day-to-Day

Running a small business often involves juggling multiple tasks at once. Before you have the capacity to hire people to fulfill every role within your business, day-to-day... Read More
April 01, 2026

How to Avoid Overborrowing During a Growth Opportunity

Growth opportunities are exciting for small business owners. Whether you’re expanding into a new market, adding members to your team, or launching a new product, the chance... Read More
March 30, 2026

How Small Business Owners Can Compete for Talent in 2026

When you need to hire new employees, it’s not enough to just fill vacant positions. You want to know that you’re getting the best candidates on the market. Today’s job... Read More
March 25, 2026

Building a Hiring Plan That Aligns With Your Financing Strategy

Expanding your team may be one of the most important steps that you take as a business owner. However, in addition to making sure that you hire the right people, it’s also... Read More
March 23, 2026

Test Your Business Credit Score IQ

While it’s not the only factor that impacts your loan application, your credit score provides potential lenders with a snapshot of your borrowing history and your company’s... Read More
March 18, 2026

The Pre-Expansion Financial Checklist Every Owner Needs

Expanding your business is a major milestone that every entrepreneur dreams of. Whether you’re adding a second location, increasing the number of products or services you... Read More
March 16, 2026

7 Potential Reasons Why Your SBA Loan Was Denied

Having your SBA loan application denied is frustrating, but it doesn’t have to mean that your pursuit of additional funds is over. By understanding some of the most common... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.