Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner Multiple SBA loans

    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

    Learn More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • Resources

    Guidance, tools, and support to help your business thrive.

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More

    Small Business Stories

    Hear from small businesses that have accessed funding to drive success.

    Read More

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
    lenders checking account

    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Apply Now
SmartBiz - Business Blog

How Banks Are Helping Small Businesses Evolve Faster

Explore Our Resources

Marketing
October 02, 2026

10 Grand Opening Ideas for Small Business

There are plenty of reasons to schedule a grand opening event. Whether you’re launching a brick-and-mortar location for the first time, opening a second... Read More
Marketing
August 31, 2026

Supporting Black Businesses: More Important Than Ever

The last few years have been incredibly important for Black business owners. Between 2019 and 2023, the number of Black-owned employer businesses in the United States... Read More
Marketing
August 17, 2026

How To Get A Minority Owned Business Certification

If you are a minority business owner, you may want to consider becoming officially certified as a minority-owned business. Corporations, the federal... Read More
Marketing
August 05, 2026

Mid-Year Marketing Audit: What’s Actually Driving Results?

A mid-year financial review tells you where the money landed. A mid-year marketing audit reveals how it got there and, just as important, which tactics drove the... Read More
Marketing
July 06, 2026

How Independent Retailer Month May Help You Boost Your Business

According to The Business Journal, more than $9.3 billion would be directly returned to our economy if every family in the United States spent just $10 a month at a local... Read More
Marketing
May 01, 2026

National Small Business Week: The Ultimate Guide

National Small Business Week (NSBW) 2026 is upon us, serving as a beacon of support for small-business owners and entrepreneurs who are working to navigate a constantly... Read More
Marketing
February 09, 2026

Top 10 Business Marketing Apps for Small Businesses

It’s virtually impossible to accomplish your marketing goals without the right tools. In today’s digital landscape, there is a huge selection of marketing apps that can take... Read More
Marketing
November 10, 2025

Small Business Saturday: Strategies for Success

Now is the time for small business owners to gear up for the holiday season—and Small Business Saturday should be a top priority. In 2025, Small Business Saturday falls on... Read More
Marketing
February 26, 2025

19 Companies That Use Social Media Marketing Effectively

Social media is a powerful tool for businesses of all sizes. It’s an affordable way to build brand awareness, connect with customers, and drive sales. But with so many... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.