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    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    Small Business Owner Multiple SBA loans

    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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    Small Business Blog

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    Customer Reviews

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    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

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SmartBiz - Business Blog

How Banks Are Helping Small Businesses Evolve Faster

Explore Our Resources

Operations
October 30, 2019

How To Calculate Vacation Pay For Hourly Employees

Small businesses aren't required to offer paid vacation to employees, but this perk can help you attract better employees and keep your current workers happier.... Read More
Operations
October 11, 2019

Time Management Group Activity: 7 Workplace Activities

There are many benefits to working through a time management group activity with your team members. These games and challenges build camaraderie, improve teamwork... Read More
Operations
October 10, 2016

Holiday Help For Your Small Business

Are you scaling up for the holidays? If you’re expecting an uptick in business and increased customer service requests, you might need to bring on one or more... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.