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December 15, 2021

Customer Service Guide for Small Businesses

The first impressions your employees make on a potential (or returning) customer can have a lasting impact. That’s why focusing on providing top-notch customer service... Read More
November 11, 2021

14 Best Free Accounting Software for Small Businesses

Shoebox accounting (tossing everything together and sorting it out later) can cripple your company. These days, small businesses need an accounting system that’s cost... Read More
July 22, 2021

12 Types of Company Culture: Which One Is Yours?

“We believe that it’s really important to come up with core values that you can commit to. And by commit, we mean that you’re willing to hire and fire based on them.... Read More
May 31, 2021

Best Books for Entrepreneurs During the 2021 Pandemic

The esteemed literary giant Dr. Seuss had these words to say about reading: “The more that you read, the more things you will know. The more that you learn, the more... Read More
April 29, 2021

8 Responsibilities of a Small Business Owner

Owning a small business means wearing more hats than you ever thought possible. You’re the CEO, customer service rep, marketing manager, and accountant—and that’s just before... Read More
April 26, 2021

Business Growth Plan: The Comprehensive Guide

Here are the factors that should be included in a business growth plan. Pulling together the information below will give insight into your business today and serve as... Read More
April 21, 2021

19 Ways to Improve Business Operations the Smart Way

Each day presents a new opportunity to strengthen your business operations and move your company forward. It can be tough to know where to concentrate your energy. Our... Read More
April 21, 2021

16 Small Business Organization Tips Every Small Business Owner Should Know

A productive business starts with an organized workflow. The less time you’re dedicating to basic tasks, the more you’ll have free to grow your operations. ... Read More
April 21, 2021

16 Small Business Management Tips Every Small Business Should Know

Small business management is an umbrella term that encompasses all the processes entrepreneurs use to manage businesses. The number of skills involved in managing a... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, SmartBiz Bank and the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may impact your credit score.

The SmartBiz® Small Business Blog and other related communications from SmartBiz BankSM are intended to provide general information on relevant topics for managing small businesses. Be aware that this is not a comprehensive analysis of the subject matter covered and is not intended to provide specific recommendations to you or your business with respect to the matters addressed. Please consult legal and financial professionals for further information.