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    Connecting small business owners with financing solutions

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    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    Small Business Owner Multiple SBA loans

    Multiple SBA Loans

    Can you apply for an SBA loan twice? The answer is generally yes, as long as your total funding remains within each program’s borrowing limits.

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    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

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    Emerging Small Business Trends to Watch in 2026

    Get a leg up on 2026 business planning by paying attention to these emerging trends.

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SmartBizBank
May 18, 2026

SmartBiz Bank Releases 2026 Small Business Survey, Marking One Year of Serving Entrepreneurs

The second annual State of Small Business: Industry Pulse offers a fresh look at how business owners are managing growth, accessing capital, and adopting new technologies,... Read More
April 08, 2026

Centrust Bank, a division of SmartBiz Bank, N.A., Earns SBA Recognition as a Top Lender in Wisconsin

Centrust Bank, a division of SmartBiz Bank, N.A., has been recognized as one of Wisconsin’s top SBA lenders for fiscal year 2025, facilitating 6 SBA-backed loans totaling... Read More
SmartBizBank
March 30, 2026

SmartBiz Bank Receives SBA Recognition for Small Business Lending in South Florida

SmartBiz Bank has been recognized by the U.S. Small Business Administration (SBA) South Florida District Office with a Bronze Tier Award for its SBA 7(a) lending performance... Read More
SmartBizBank
May 15, 2025

SmartBiz Bank℠ Releases First-Ever State of Small Business: Industry Pulse

Findings reveal key insights into evolving priorities and needs of small business owners across the U.S. Read More
SmartBizBank
April 22, 2025

SmartBiz Bank℠ Announces Official Board, Management, and Organizational Structure Following Acquisition and Bank Approval

The updated structure includes seven distinguished and independent directors Read More
SmartBizBank
March 17, 2025

SmartBiz Acquires Centrust Bank, N.A. and Receives Regulatory Approval to Become a Bank and Bank Holding Company

SmartBiz and Centrust will combine forces to help fuel growth of small businesses nationwide Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.